{"id":6986,"date":"2021-01-07T10:13:46","date_gmt":"2021-01-07T10:13:46","guid":{"rendered":"https:\/\/studentenwerk-frankfurt.net\/_test-stage\/hardship-loan\/uncategorized\/"},"modified":"2025-09-04T11:58:41","modified_gmt":"2025-09-04T11:58:41","slug":"hardship-loan","status":"publish","type":"post","link":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/hardship-loan\/","title":{"rendered":"Hardship loan"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section full_width=&#8221;stretch_row&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1610540525727{margin-top: -110px !important;}&#8221;][vc_row margin_top=&#8221;-50px&#8221;][vc_column css=&#8221;.vc_custom_1596098380154{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][layerslider_vc id=&#8221;20&#8243;][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]Upon application, every student in the area of responsibility of the Studierendenwerk Ost:Brandenburg who is in a financial emergency situation has the opportunity to receive a hardship loan from the Studierendenwerk.<\/p>\n<p>Special circumstances that justify the application for a hardship loan can be, for example<\/p>\n<ul>\n<li>the temporary discontinuation of BAf\u00f6G payments for which the applicant is not responsible<\/li>\n<li>an uncovered loss of learning and working materials<\/li>\n<li>Non-plannable expenses due to illness<\/li>\n<li>Other compelling reasons for neediness<\/li>\n<\/ul>\n<p>The guidelines adopted by the Board of Directors on the granting of hardship loans serve as the basis for decision-making.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<blockquote class=\"text-big shortcode-blockquote block-style-widget\"><h4>\u2192 <a href=\"https:\/\/www.swobb.de\/downloads\/haertefall_hinweise.pdf\" target=\"_blank\" rel=\"noopener\">Information on the granting of hardship loans<\/a><\/h4>\n<\/blockquote>[\/vc_column][\/vc_row][vc_row][vc_column]<blockquote class=\"text-big shortcode-blockquote block-style-widget\"><h4>\u2192 <a href=\"https:\/\/www.swobb.de\/downloads\/haertefall_antrag.pdf\" target=\"_blank\" rel=\"noopener\">application for a hardship loan<\/a><\/h4>\n<\/blockquote>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css=&#8221;&#8221;]If necessary, you can also receive applications for hardship loans from our service points. Here we provide you with information about the specific procedure for submitting the application as well as the necessary requirements for the approval of this loan.<\/p>\n<p>The loan is interest-free. <strong>The maximum loan amount is \u20ac 500.<\/strong>  The managing director of the Studierendenwerk decides on the granting of the loan. The repayment will be agreed on individually but a minimum installment of 50 EUR must be paid back each month.<\/p>\n<p>The completed application can be sent preferably by e-mail to <a href=\"mailto:service@swobb.de\" target=\"_blank\" rel=\"noopener\"><strong>service@swobb.de<\/strong><\/a> by e-mail.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p> &nbsp;<\/p>\n","protected":false},"author":3,"featured_media":23338,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[181,173],"tags":[247,225,255,256],"class_list":["post-6986","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beratung-en","category-geld-en","tag-financing","tag-geld-en","tag-hardship-loan","tag-loan","category-181","category-173","description-off"],"acf":[],"_links":{"self":[{"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/posts\/6986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/comments?post=6986"}],"version-history":[{"count":83,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/posts\/6986\/revisions"}],"predecessor-version":[{"id":26246,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/posts\/6986\/revisions\/26246"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/media\/23338"}],"wp:attachment":[{"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/media?parent=6986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/categories?post=6986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/studierendenwerk-ostbrandenburg.de\/en\/wp-json\/wp\/v2\/tags?post=6986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}